Building Life Insurance for the Bitcoin Economy with Zachary Townsend

Digital Gold Podcast

In this episode of Digital Gold, JP talks with Zachary Townsend, Co-founder and CEO of Meanwhile, the first fully Bitcoin-denominated life insurance company. Zachary explains how Meanwhile operates entirely on a Bitcoin standard, from premiums and payouts to audits and financials, offering whole life policies that protect and grow Bitcoin holdings for decades while providing tax advantages, estate planning benefits, and BTC-backed borrowing without liquidation risk. They discuss how the company earns safe yield through over-collateralized institutional lending, the importance of trust and transparency in the Bitcoin economy, Zachary’s path from Stripe and Y Combinator to launching in Bermuda, and the vision to serve a billion people as Bitcoin adoption accelerates worldwide.

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